The first time you deposit into Vault, Round will distribute your funds into our network of banks based on your liquidity preferences and illustration you agreed to before depositing. These were captured during onboarding. For every future deposit, you’ll just need to tell us how you’d like these funds spread in case anything has changed.

In some cases, like when an account matures, funds will be placed back into your Hub account. It’s up to you if you’d like to withdraw these funds or reinvest them into another account. Please note that funds in your Hub account are not FSCS protected, and don’t earn yield.